Settlement Time

[seabass]

Located in Pennsylvania Was in an accident in Jan 2005. Rearended by pick up truck, and the driver admitted to 100 fault.
I was released form PT on the 25th of May had a total of 50 treatments from Jan 20th through May 25th. Been to treatment with pain management and had a couple test injections into lower back to determine if "Radiofrequency Neuroablation in lower back would work. Did this procedure because of bulging disc. I had the procedure completed and besides from being sore it seems to be less painful in the area affected. My Mid back all they did was PT, but I did injury it in 1992. I had a T-7,8,9 compression fx. So it has been tempermental for the last 5 months and all i can do is self therapy at home at this point. My neck, well beside from the more frequent headaches seems ok. My medical bills equal $15,000. Vehicle damage $4,000, rental $300 lost wages...well that becomes difficult because I am in sales and it is commision. My w-2 would show I am still close to making what i did last year. I have been to a total of 63 different appointments over 100 hours of missed time on the sales floor. I am guessing 1-1.5 sales missed per week. Average commision $500. Does this seem fair? If the frequency ends up not working they could potentially have to cut, but at this point I am stable with some residual affects. What kind of methodology if any should I use to come up with a number on this claim. My med bills were paid by my own car insurance and the damages on the car were all taken care of. Any and all suggestions appreciated

 

[zippysgoddess]

What kind of insurance did you have? It is quite likely that since your own insurance took care of the bills for you, that they are going to take a lawyer and go after that man and his insurance company for reimbursement anyway. In some cases, they will file for you as well. If they can't provide you with an attorney, consult a personal injury attorney, Edgar Snyder's company gives free consults and will tell you if they think you have a case and what can be done.

I used them when my DH had a work comp claim, after I talked to them, I called his employer, told them what I had learned and wow, all the bills and issues were taken care of immediately, they are a huge company in PA and really didn't want a lawsuit.

 

[seabass]

Response to Zippsy

I have USAA. Bod injury 100/300 First party benefits med expense 10,000 uninsured stacked bodily and underinsured 100/300.

My insurance paid medical. Their insurance paid vehicle damages

 

[seabass]

Anymore advise from panel?

Any one have any additional insite?

 

[teflon_jones]

It's impossible to say what would be fair. In the end, you need to come up with an amount that will make YOU happy. Nobody else can tell you what that amount will be.