SOL questions for California

[minagirl]

What is the name of your state? Ca

What is the statute of limitations in California (on a contract debt) ? And, regarding debt collection, what does it mean when it expires? Is wage garnishment legal in Ca on debt collection?

Thank you.

 

[Debt Guy]

California SOL is 4 years. The time begins to run from the date of first default.

If the SOL expires then the debtor may raise the fact that the debt is time-barred in any lawsuit to collect the debt.

I am not positive, but I believe California actually forbids the collection of time-barred debts. Some else will chime in on this.

Wages may be garnished in California.

 

[Ladynred]

CA forbids SUING for out-of-statute debts. They can keep trying to COLLECT until hell freezes over.

 

[xpionage]

So does making a payment on a CC once the SOL 4 yr ticker has begun, restart the clock? From what I understand from my last post is that it doesn't once the card has been charged-off or closed. Am I right?

Thanks

X

 

[Ladynred]

NO. That is exactly what one of my posts in the other thread said, once the SOL has run, a payment does NOT restart the clock !