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son, 19, can't be carried on medical, what happens if...

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NCPhelp

Member
What is the name of your state? New York.

My husbands son is 19 years old and not in high school anymore, he graduated in June and is working full time. Under his mothers health insurance he cannot be carried on her plan anymore. The original court order states my husband is to reimburse her for noncovered medical. What happens if he has his own plan through his job, does husband still have to reimburse him for that some % of noncovered medical. I was always told the court order is between the CP and the NCP, and if the kid can't be carried under her health plan anymore that part of the court order is mute.

Can anyone help me on this.

NCPhelp
 


LdiJ

Senior Member
NCPhelp said:
What is the name of your state? New York.

My husbands son is 19 years old and not in high school anymore, he graduated in June and is working full time. Under his mothers health insurance he cannot be carried on her plan anymore. The original court order states my husband is to reimburse her for noncovered medical. What happens if he has his own plan through his job, does husband still have to reimburse him for that some % of noncovered medical. I was always told the court order is between the CP and the NCP, and if the kid can't be carried under her health plan anymore that part of the court order is mute.

Can anyone help me on this.

NCPhelp

I believe that in New York you are still a minor until age 21. Since dad was originally ordered to carry the insurance, dad needs to make sure that son is covered by insurance, one way or another. If something serious happens medically it also could be very expensive for mom and dad if he is not covered.
 

LdiJ

Senior Member
WANNACRY said:
what does the court order say in regards to when support stops?

New York is different than most other states regarding when kids are minors.
I know that child support goes to age 21 or emancipation, and I am also pretty sure that the are considered minors until age 21 (or maybe age 21 or emancipation).

Therefore, its not just what the court orders say regarding child support...its also how long parents are legally liable for their children's medical costs. Therefore I honestly don't think its wise or safe to allow him to be without medical insurance.
 

NCPhelp

Member
My husbands court order states that the mother is to carry the child for health insurance. It was changed awhile ago, since his insurance was so expensive we went back to court, and they changed it to state she is to carry it.

As far as the support itself, his support order does not state an ending date, we assume it is 21 years old. We went to see a lawyer to see if we could get it stopped, he is graduated from high school, not going on to school, living in his own apartment. We just learned that he is moving down to North Carolina which raises a question with support, does this mean we continue paying for a child not living in New York anymore? Also the age of majority in NC is 18. Not sure if this changes anything, we have nothing to do with the child, (child's choice). Will the payments still go to the Mom even if he is not living in this state???
 

Zephyr

Senior Member
LdiJ said:
New York is different than most other states regarding when kids are minors.
I know that child support goes to age 21 or emancipation, and I am also pretty sure that the are considered minors until age 21 (or maybe age 21 or emancipation).

Therefore, its not just what the court orders say regarding child support...its also how long parents are legally liable for their children's medical costs. Therefore I honestly don't think its wise or safe to allow him to be without medical insurance.


I noticed your response had posted during the time I was typing mine, and then realized I had missed the NY part :rolleyes:
 

LdiJ

Senior Member
NCPhelp said:
My husbands court order states that the mother is to carry the child for health insurance. It was changed awhile ago, since his insurance was so expensive we went back to court, and they changed it to state she is to carry it.

As far as the support itself, his support order does not state an ending date, we assume it is 21 years old. We went to see a lawyer to see if we could get it stopped, he is graduated from high school, not going on to school, living in his own apartment. We just learned that he is moving down to North Carolina which raises a question with support, does this mean we continue paying for a child not living in New York anymore? Also the age of majority in NC is 18. Not sure if this changes anything, we have nothing to do with the child, (child's choice). Will the payments still go to the Mom even if he is not living in this state???

You probably want to be consulting with a local attorney on that one. Him moving to NC would definitely indicate emancipation.
 

rmet4nzkx

Senior Member
If mom is ordered to provide insurance and he is no longer eligible, but can get it through his work that should satisfy that part of the order, dad may still be responsible for 1/2 of unreembursed medical expenses, check with an attorney as to when child support stops once child is emancipated in another state, he may have to establish residence in NC first.

HOWEVER:
http://www.empirestatecoalition.org/emanc.html
In New York State, there is no Emancipation Statute or court proceeding in which an Order of Emancipation can be obtained. In New York, the status of a youth as an Emancipated Minor depends on the facts. Whether an Emancipated Minor has the same rights as an adult depends upon the relevant law.

Emancipation does not give a minor adult status in all areas.

* An Emancipated Minor is not allowed to vote;
* An Emancipated Minor is still required to obtain parental consent to get working papers and is limited in the kindsof jobs he/she can perform;
* An Emancipated Minor cannot bring a lawsuit and must have an adult commence any litigation on his/her behalf;
* An Emancipated Minor cannot buy, sell or control real estate;
* Age and consent requirements to marry apply regardless of emancipation;
* An Emancipated Minor cannot join the military;
* An Emancipated Minor is subject to statutory rape laws and age requirements governing consent;
* An Emancipated Minor cannot get a learner's permit or driver's license without parental consent;
* An Emancipated Minor cannot rent a campsite;
* Parental consent is required to obtain routine health care. As in any case involving a minor, an emancipated minorcan obtain health care without parental consent when it involves an emergency, a sexually transmitted disease, family planning services, alcohol and mental health treatment, or if the minor is pregnant, a parent, or married.

Q. 1.2 Who can be considered an Emancipated Minor?

A. Although there is no court proceeding in New York to have a young person declared an Emancipated Minor, New York Law recognizes the status of emancipation and the rights of emancipated minors. To determine whether a young person is emancipated, the following factors are critical:

* The youth must be living apart from his/her parents;
* The youth must be self supporting (may be receiving public benefits or child support if required by court order);
* The youth is not in need/receipt of foster care;
* The youth is living beyond the custody and control of the parent;
* The youth is over the age of 16.

Q. 1.3 Does the status Emancipated Minor help or hurt a young person?

A. If a young person can establish his/her emancipation through the test above, then the young person would have the following rights:

* The right to retain one's own wages;
* The right to sue for parental support if the parent forced the youth to leave home;
* The right to establish his/her own legal residence and attend school where he/she resides;
* If needy, eligibility for certain public benefits (depending on the circumstances of the young person's emancipation);

Keep in mind, that depending upon the reason the young person left home, his/her parents may not be obligated to provide support (food, clothing, shelter) to the young person.

Q. 1.4 Can an Emancipated Minor sign a lease?

A. An Emancipated Minor has the same rights as any other minor to enter into a contractual agreement. As a general rule, if a minor signs a lease for an apartment, the minor cannot be held to the lease, but the landlord can. In other words, a minor can "disavow" the contract. This is why many landlords are reluctant to rent to minors.

Empire State Coalition
121 6th Avenue
New York, NY 10013-1510
Phone: 212 966-6477

Email info@EmpireStateCoalition.org
WWW http://www.EmpireStateCoalition.org
 

stealth2

Under the Radar Member
Dad may want to read his order. I know that ours stated explicitly that support was until 21 UNLESS the child was emancipated by: being employed fulltime, no longer living with a parent (not including living in a dorm, etc for college), serving in the military, etc.
 

rmet4nzkx

Senior Member
LdiJ said:
Did anyone else find that one a little odd??? :eek:
That is so the little devils don't rent a campsite and have a keg party or start a campfire and fail to put it out and start a forest fire.........
 

NCPhelp

Member
thank you all

Yes, we did consult our attorney and he told us at the time, which was back in August that we might have a hard time winning the case to get the son's support stopped. He is living in his own apartment with his girlfriend, he has a full time job and is supporting himself. Because the apartment he lives in is owned by his grandmother our attorney said we might have a hard time prooving that he really is living on his own for we don't think he is paying any rent, he is just living there rent free and only paying utilities and all other living expenses. As far as I know, I am not sure if the mother is giving him any of my husbands support. The son moved out of his mothers house in July of 2004 and lived with his girlfriend and her parents his whole senior year and then the girlfriend and him moved into the apartment right around the time he graduated.

He does have health insurance through his job and we are just trying to find out if he is responsible for his % of uncovered medical. His order states, he is to reimburse the mother for xx% of uncovered medical. And it further states the mother is to carry the child for health insurance and it does not say til when. So if he has his own health insurance, are we still responsible for the % that is not covered if the mother isn't upholding her part of the support order. And I think this needs to be changed in NY and that is a whole other issue. If the child can't be covered under the moms insurance any longer because he is 19 years old then that part of our support order should not even be valid anymore.

Now the issue of him moving to another state. This move is not supposed to happen until this summer. He will be 20 in August. We were prepared to pay support for him until he is 21 for that is what this damn state requires but he has not lived with his mother for almost 2 years now and it seems a little ridiculous to keep paying for a kid (actually he isn't a kid anymore) that is living on his own, supporting himself, working full time, etc. etc. and now if he moves out of NY state I really think it should stop, what are everone's thoughts.
 

rmet4nzkx

Senior Member
NCPhelp said:
Yes, we did consult our attorney and he told us at the time, which was back in August that we might have a hard time winning the case to get the son's support stopped. He is living in his own apartment with his girlfriend, he has a full time job and is supporting himself. Because the apartment he lives in is owned by his grandmother our attorney said we might have a hard time prooving that he really is living on his own for we don't think he is paying any rent, he is just living there rent free and only paying utilities and all other living expenses. As far as I know, I am not sure if the mother is giving him any of my husbands support. The son moved out of his mothers house in July of 2004 and lived with his girlfriend and her parents his whole senior year and then the girlfriend and him moved into the apartment right around the time he graduated.

He does have health insurance through his job and we are just trying to find out if he is responsible for his % of uncovered medical. His order states, he is to reimburse the mother for xx% of uncovered medical. And it further states the mother is to carry the child for health insurance and it does not say til when. So if he has his own health insurance, are we still responsible for the % that is not covered if the mother isn't upholding her part of the support order. And I think this needs to be changed in NY and that is a whole other issue. If the child can't be covered under the moms insurance any longer because he is 19 years old then that part of our support order should not even be valid anymore.

Now the issue of him moving to another state. This move is not supposed to happen until this summer. He will be 20 in August. We were prepared to pay support for him until he is 21 for that is what this damn state requires but he has not lived with his mother for almost 2 years now and it seems a little ridiculous to keep paying for a kid (actually he isn't a kid anymore) that is living on his own, supporting himself, working full time, etc. etc. and now if he moves out of NY state I really think it should stop, what are everone's thoughts.
Consult a different attorney or contact the org in my previous post with your specific question while you may not be able to emancipate him, it may be possible to modify the current orders or to pay the support directly to your son and to make mom responsible for all uncovered medical expenses since she isn't providing the insurance and file to terminate support when he moves to NC.
 

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