I'm sorry, but I have to throw my $.02 in here.
QUOTE]
Please allow me to preface my remarks by saying that I think you presented a very well reasoned and sincere posting and that I agree with many of the points you raised. I am responding only to bring up some things you may not have considered; to answer questions raised; and maybe to raise a few questions.
MissouriGal wrote:
Anyone that is about to lose everything they have because CS isn't being paid has a bigger problem than just the CS not being paid. Do they not work? Do they not have an income? In extreme circumstances only should a CP get anywhere even close to being in that dire of straights. Disability, job layoff, inability to find work.... sure. I can see where they're totally dependant on the CS being the only income short term. But no other time. I'm sorry, but that's the way I see it. Truth be told, even with a disability you can have an income coming into the household with SSI or SSDI. With SSDI you even get monetary benefits for the child(ren) if you meet the requirements. And by "inability to find work" I mean... actively seeking work on a daily basis and no one hiring. Not just sitting at home not even looking for work.
My Response:
In the case I mentioned, the CP is disabled. The CP is in the process of qualifying for disability but that takes years.
Not everyone is able to provide the full support of their children, nor should they have to, as it is the law. You're not considering the CP that does work 40 or even more hours per week but does not have the education or skills to command a salary that would provide a reasonable lifestyle for their children without support from the NCP. One parent I worked with has a grant waiting to go to nursing school and would be able to improve the lifestyle of the family except the CP is working three menial labor jobs, just to put food on the table and a roof over their heads, so can't take advantage of the grant. What makes this situation even worse is that the NCP does have the ability to pay. After many years of an average salary exceeding $60k per year, suddenly the pay went to almost nothing. Even the minimal support ordered based on the lowered income is not paid. 13 contempt hearings in the last three years finally resulted in purge payment of less than 10% of the arrearages due.
Maybe I'm the one that is odd, but it seems to me that most of the people I know base their bills and lifestyle on their total income. If that income includes child support, it's going to be factored in and if that income suddenly stops coming, it's going to be a problem. Yes, it's wise to put a bit back each month, plan for one's retirement, etc. but not everyone, single or married, is in a position to do this to any large degree and some barely make ends meet each month.
MissouriGal wrote:
And before anyone says anything I AM on both sides of the fence. I'm a CP to one child, and the NCP to my other 2. My ex and I share custody. Before this year though, I was an NCP to all 3 of them.
In our current custody order, neither parent is ordered to pay CS to the other. Why? Because each of us is to provide 100% for the child(ren) we have custody of. Well, OK... we do split uninsured medical expenses 50/50, but it's my responsibility to pay 100% for insurance on my oldest daughter (who I have custody of) and it's my ex's responsibility to pay 100% for insurance on our other 2 children that he has custody of. It's each parent's responsibilty to support the children with us. I don't depend on him, he doesn't depend on me. You should be financially able to provide for a child on your own. You shouldn't NEED help. You should be responsible.
My Response:
Once again, you're assuming irresponsibility on the part of the CP. In your particular case, if I understand correctly, you and your ex have similar incomes and contribute similar amounts to the support of the three children. So in reality, neither parent has the full burden. So it's not really exactly fair to say one shouldn't need help, as you both supply help to the other, right? Suppose your ex were to suddenly lose his job or become disabled. Would you be able to assume the full burden of supporting all three of your children? Or vice versa, would he? If so, congratulations, and you are certainly a cut above many of us. Many people do not make plans for how they will support the children on their own prior to conception. Many assume, (thankfully sometimes rightly), that their spouse will remain part of the household and then they buy life insurances policies naming each other as beneficiaries. Would that it were otherwise, but on the other hand, if planning for an eventual divorce, one shouldn't be considering conceiving. And again, it is the law that both parents provide support, which, in effect, both you and your ex do.
MissouriGal wrote:
My current husband has his support order done in Missouri as well. He lost his job shortly after the order was made because the company was laying off. It was no fault of his own. Did the court or CSE care? Of course not. He was working at jobs making HALF of what his support order was set on, they were taking 50% of his net pay every paycheck, and he was still going in arrears because it wasn't enough to meet the ordered CS amount. He brought home $92 a week. He did that for 2 years before he finally got his day in court and got his CS modified. Oh, he didn't wait 2 years to file... it took them 2 years to hear it AFTER he filed.
My Response:
Sounds like maybe you should be demanding more judges in Missouri. I know in Florida, we have a shortage, but I have yet to run into the case that took two years to be heard. That is wrong on so many levels and both sides of the fence. Seriously, you have a major problem there and no joke intended, you should consider alerting the media.
MissouriGal wrote:
And believe me, he didn't get that 2 years of "overpayment" back either once the judge ruled that it was retroactive back to the date of filing. They just put that towards the "arrears" he'd built up because he couldn't meet the total CS obligation every month.
My Response:
Ok, I'm not following the math here. He wasn't able to pay in full at the old rate so arrearages accumulated. After the unconscionable delay, the support was reduced to what it should have been for the two years, retroactive to the date of filing, in effect, nullifying any arrears. Is that right? Are you saying that for two years he actually paid more than was eventually ordered as the new support amount but the overpayment was applied to what was found to be nonexistent arrearages? How does that work?
MissouriGal wrote:
If it weren't for me, my husband would have been living under a bridge in a cardboard box. You tell me if YOU could live on $92 a week. Pay rent (which would be more than $400 a month by itself), buy food, pay electric... not counting the car it takes to go back and forth to work to make the money to pay the CS.
My Response:
Yes, if I had to, I could. If I had no children living with me, well, then I, personally, would have a couple of extra bedrooms I'd have to rent out. Not my first choice, but, rather than lose the house? As for the car, well, in my area there is public transportation. I couldn't afford a car on only $92 per week. If for some reason I was not able to live on $92 per week, then I'd have to find another source of income or another way to reduce my living expenses, maybe by moving in with a family member until my finances improved. I'm well familiar with factory layoffs and know many people who had to relocate to find work. We all do what we have to do to get by. And it appears your husband was also able to survive it with help from someone else, in this case, you.