Sueing for Back Dues on forclosed and bank sold condo

[bby4ta]

What is the name of your state (only U.S. law)? California

We have received papers that the HOA is now sueing us for back dues on the property that the bank has already forclosed and sold as of December 2009. The HOA had already placed a lien on the condo and we were advised that once the bank took the house and sold it, the bank then absorbed the lien. Can the HOA now sue us for the back dues that they had placed in a lien?

 

[HomeGuru]

What is the name of your state (only U.S. law)? California

We have received papers that the HOA is now sueing us for back dues on the property that the bank has already forclosed and sold as of December 2009. The HOA had already placed a lien on the condo and we were advised that once the bank took the house and sold it, the bank then absorbed the lien. Can the HOA now sue us for the back dues that they had placed in a lien?

**A: you are responsible for HOA fees up until the time title changed hands and you were not longer on title. You need to do a lot more research. Even if the property was "sold" in Dec 2009, you could have remained on title long after that date.

 

[jim2798]

The owner of the condo is responsible for the fees. The bank becomes responsible on the day that they assume title, and YOU are responsible up to that date. The HOA can and will seek what you owe them.
I don't mean to be harsh...that's the way it is. It is NOT personal with the HOA, it is strictly business.

 

[calgirl58]

It is possible that the dues were not paid and that clear title was allowed to the new owner anyway. The HOA has every right to pursue you**************..you owe the money

 

[nextwife]

The lien "secured" the debt that YOU owed FOR the unpaid association fees up until the foreclosure was completed.

The lien gets wiped out by the foreclosure in most states, so the debt is now UNSECURED, but still owed by you.