Using charge cards

[Ojela]

What is the name of your state? Ca.

We've met with the lawyer and decided to file for a chapter 13.

The lawyer took note of when last activity took place on each CC.

What sort of repercussions will we face if we continue to use the CC until the case is actually filed.

How long does it take for a case to get filed once the attorney is fully paid (today) and all paperwork is signed?

Thank you for your response.

 

[kwalla]

If you continue using your credit cards after you have spoken to a laywer with intentions of filing bankruptcy then you are committing fraud.
When you sign a credit card reciept, you are promising to pay that money back to the creditor. If you knowingly use that card with no intentions to pay it back, you are committing fraud.

**Experts please feel free to correct me.

 

[Ladynred]

Agreed. You should NOT be using credit cards so close to filing. The usual advice is to completely stop at least 90 days prior to your filing ! Anything you charge for up to 90 days before you file could likely be deemed non-dischargeable.

 

[Buck Barker]

Your subject line is "charge cards" yet you are refering to credit cards. They are two different animals. Charge cards like AMEX where the balance is due in full each month are looked upon differently than Visa and Mastercard which are true credit cards.