foolsmission
Member
You did wonderfully
Hold your head high.
You may use such a document to get CRAs to remove any info about this trade line (if it exists) from your reports.
You may want to consider Opting Out of promo offers from CC company first before pulling your reports.
https://www.optoutprescreen.com/ copy and post to your browser as they don't allways work as a link (for security reasons). This helps to avoid bottom feeder JDBs from noticing your receiving your reports. Not foolproof but helps.
Then after a few days get your free reports from
https://www.annualcreditreport.com/cra/index.jsp
Note
by getting a free report you lose some rights in timeline of dispute changes from 30 days to verify to 45. Might be worth BUYING them if you plan credit repair.
Hold your head high.
You may use such a document to get CRAs to remove any info about this trade line (if it exists) from your reports.
You may want to consider Opting Out of promo offers from CC company first before pulling your reports.
https://www.optoutprescreen.com/ copy and post to your browser as they don't allways work as a link (for security reasons). This helps to avoid bottom feeder JDBs from noticing your receiving your reports. Not foolproof but helps.
Then after a few days get your free reports from
https://www.annualcreditreport.com/cra/index.jsp
Note
by getting a free report you lose some rights in timeline of dispute changes from 30 days to verify to 45. Might be worth BUYING them if you plan credit repair.