Vehicle hits child

[adjusterjack]

“Minimal” injuries often become “major” injuries when claimed for the purposes of a lawsuit.

I certainly would not be confident that the driver would not be held at least partially responsible, if the parents of the injured child hire a good personal injury attorney.

It is fortunate the driver is insured.

In any situation where a child is injured it is more likely than not that the parents will retain a personal injury lawyer. Given that the insurance company involved would incur expense for defense counsel and investigation, and that there always is a potential for significant damages if the case goes to court and a jury decides the driver was primarily at fault, some settlement is very possible if for no other reason than for the insurers involved to save defense costs and remove the possibility of a significant damage verdict.

Agree with both. Just as an FYI every auto liability insurance policy gives the insurance company the option of settling even if its insured is completely free of fault.

 

[quincy]

Agree with both. Just as an FYI every auto liability insurance policy gives the insurance company the option of settling even if its insured is completely free of fault.

Settlements are driven by a cost analysis. It can be cheaper for an insurance company to simply settle a claim rather than to spend the time and bear the cost of a trial, especially when a trial’s outcome is an unknown.