Yes, I pulled a credit report but when a debt is turned over it doesn't automatically show up. Also, my accounts have been changing hands pretty often from agency to agency.
The main problem has been that I started a divorce and bankruptcy at the same time and my divorce attorney told me to wait on the bankruptcy so my creditors have been on hold since Dec. since I gave them my bankruptcy attorney's information. Now the creditors are getting upset because it's been this long.
I just talked to the bankruptcy attorney and he said that I should have the papers to sign for filing within 10-days.