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Workers comp benefits with short term dis
- Thread starter diane123
- Start date
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What kind of short-term disability plan are you referring to? If it's an STD plan that your employer offers, I can guarantee you without even reading the Plan Document that it specifically excludes coverage for occupational illnesses/injuries. If this is a private disability plan of your own, then you need to read the contract or contact your agent.
Yes, you still have to file a tax return even if you are receiving WC. Whether TTD benefits are taxable income is something the WC insurance carrier or a tax advisor can tell you.
Yes, you still have to file a tax return even if you are receiving WC. Whether TTD benefits are taxable income is something the WC insurance carrier or a tax advisor can tell you.
dancinlady55
Junior Member
Hi Diane,
Yes, you can receive WC and STD. I have been injured and collected both which my WC attorney handeled both. Neither is taxable money. I hope your STD carrier is not Liberty Mutual. They are putting me through hell as I am pursuing legal representation to take civil action against them presently. Good luck to you!
dancinlady55
Yes, you can receive WC and STD. I have been injured and collected both which my WC attorney handeled both. Neither is taxable money. I hope your STD carrier is not Liberty Mutual. They are putting me through hell as I am pursuing legal representation to take civil action against them presently. Good luck to you!
dancinlady55
dancinlady, advising the poster she can collect both WC and STD is completely irresponsible. As I said above, if the STD is an employer-sponsored Plan, then without question it will exclude coverage for occupational injuries and illnesses. If the OP has a private STD Plan, then she needs to read the terms of coverage to determine whether she can collect for a work injury and if she can, whether the benefit is integrated with any other disability benefits she's receiving.
I have no idea why you are able to collect both but your situation does not necessarily apply to anyone else's.
I have no idea why you are able to collect both but your situation does not necessarily apply to anyone else's.
dancinlady55
Junior Member
Beth,
First of all let me set on thing straight.....I speak only from what my experience has been when I make a statement. As for you stating my advising a poster she can receive both WC and STD being completely irresponsible is quite nasty. As for a plan being an employer-sponsored plan, that is exactly what my plan was. Now what her plan reads is another thing and you are correct in advising her to check her plan as all should do.
No you don't have any idea why I am collecting both and no my situation does not apply to everyone. But I guess I am collecting both because I am entitled to collect both or I would not be. Who are you to judge anyone or anyone's own experience with things of this nature.
The question posed on this thread was if you could collect both STD and WC. Since I have experienced this situation I answered the question. It may not meet your approval but I don't need your approval. No other situation was presented in this thread except for that simple question. Collecting both is not unheard of. Now what that individuals situation may be, I don't know.
You need to think before accusing someone of being completely irresponsible!
dancinlady55
First of all let me set on thing straight.....I speak only from what my experience has been when I make a statement. As for you stating my advising a poster she can receive both WC and STD being completely irresponsible is quite nasty. As for a plan being an employer-sponsored plan, that is exactly what my plan was. Now what her plan reads is another thing and you are correct in advising her to check her plan as all should do.
No you don't have any idea why I am collecting both and no my situation does not apply to everyone. But I guess I am collecting both because I am entitled to collect both or I would not be. Who are you to judge anyone or anyone's own experience with things of this nature.
The question posed on this thread was if you could collect both STD and WC. Since I have experienced this situation I answered the question. It may not meet your approval but I don't need your approval. No other situation was presented in this thread except for that simple question. Collecting both is not unheard of. Now what that individuals situation may be, I don't know.
You need to think before accusing someone of being completely irresponsible!
dancinlady55
I'm not judging you or your situation nor am I being nasty. I have no idea why you are able to collect both UC and STD benefits under your employer's plan. That is extremely irregular. If the WC carrier initially denied liability for your claim, then you could file a STD claim. If you're challenging the WC carrier's decision and if the State ultimately rules in your favor on the WC claim, I can tell you that there will almost certainly be some "compromise" between the two benefits. I seriously doubt you will be able to receive benefits in excess of what you would have been paid had you been working.
That's all between you, your lawyer, the STD carrier, the WC carrier and the State. Your situation is undoubtedly FAR more complex than what you have shared.
I stand by my statement that it was irresponsible for you to assure the poster that she could collect two indemnity benefits simultaneously.
That's all between you, your lawyer, the STD carrier, the WC carrier and the State. Your situation is undoubtedly FAR more complex than what you have shared.
I stand by my statement that it was irresponsible for you to assure the poster that she could collect two indemnity benefits simultaneously.
dancinlady55
Junior Member
cbg,
Who pressed your button? If it was assumed because I could everyone could.....go get your head examined. No one in their right mind would consider such a thing without checking into the situation of their own. Yes, there are different situations to every issue and no one knows what the other holds.
Beth,
Yes, my situation is far more complexed that what I have shared but you did pass judgement on my answer without knowing the entire situation. So there you go, a hasty, hasty judgement on your part stating I am irresponsible. I never mentioned that there would be an offset between collecting both of them. A person will find that out when they take that venture.
My point is: Collecting both is not unheard of!.....Period, that is all I was saying and that was the question posed. What more do you need? Do you get the point yet?
dancinlady55
Who pressed your button? If it was assumed because I could everyone could.....go get your head examined. No one in their right mind would consider such a thing without checking into the situation of their own. Yes, there are different situations to every issue and no one knows what the other holds.
Beth,
Yes, my situation is far more complexed that what I have shared but you did pass judgement on my answer without knowing the entire situation. So there you go, a hasty, hasty judgement on your part stating I am irresponsible. I never mentioned that there would be an offset between collecting both of them. A person will find that out when they take that venture.
My point is: Collecting both is not unheard of!.....Period, that is all I was saying and that was the question posed. What more do you need? Do you get the point yet?
dancinlady55
dancinlady55 said:
Do I get the point? The above is EXACTLY my point. You told the poster she could collect both WC and STD without sharing ONE IOTA of information on your situation, much less the entire situation. Irresponsible? Absolutely.
Apparently you just don't get it and I'm not going to debate your silly premise any further.
cbg
I'm a Northern Girl
Nobody has to push any buttons. I'm as entitled as anyone else to my opinion.
I understand that you were saying yes, it is possible for someone to receive both benefits at once. However, by simply saying, yes, it's possible, you imply that the OP is ENTITLED to recieve both and that is not true. If you had said yes, it's possible, but it depends on your specific circumstances, we wouldn't be having this conversation.
I understand that you were saying yes, it is possible for someone to receive both benefits at once. However, by simply saying, yes, it's possible, you imply that the OP is ENTITLED to recieve both and that is not true. If you had said yes, it's possible, but it depends on your specific circumstances, we wouldn't be having this conversation.
dancinlady55
Junior Member
Beth,
Call it what you may! No one says you have to expose your case on the internet. The poster was brief and I was brief. Is that so hard to understand? You just did not need to address me as being irresponsible. I do know for a fact that when a person begins to look into issues they will find the answers they will need. Like I said, what this persons situation is I don't know. I do know that as they venture into this they will find the answers needed.
"Debate my silly premise"......I think you were the one that got carried away when you stated I was irresponsible. Don't you think you could have addressed that in a milder fashion? I came here to cause no one harm....but I can see you have other thoughts which is fine. You might take a classs in manners and just try not being so rude next time. Calling someone irresponsible and you do not even know them if irresponsible. You might consider a better use of words with your next victim on here.
dancinlady55
Call it what you may! No one says you have to expose your case on the internet. The poster was brief and I was brief. Is that so hard to understand? You just did not need to address me as being irresponsible. I do know for a fact that when a person begins to look into issues they will find the answers they will need. Like I said, what this persons situation is I don't know. I do know that as they venture into this they will find the answers needed.
"Debate my silly premise"......I think you were the one that got carried away when you stated I was irresponsible. Don't you think you could have addressed that in a milder fashion? I came here to cause no one harm....but I can see you have other thoughts which is fine. You might take a classs in manners and just try not being so rude next time. Calling someone irresponsible and you do not even know them if irresponsible. You might consider a better use of words with your next victim on here.
dancinlady55
dancinlady55
Junior Member
cbg,
I understand what your point is also and I will agree with you. Maybe I should have reconsidered the way I posted that reply and not just stated yes instead of possibly. It does depend on the circumstances. But the fact remains.....no one needs to be called irresponsible and Beth did not have to come on as a nasty know it all. If she did she would not be sitting behind a computer posting here. I for one do not know it all but I do know only my experiences from which I speak. Sorry all this is out of proportion but it only takes one nasty to open up the rest of the nasty. I have learned to defend myself in this lifetime.
dancinlady55
I understand what your point is also and I will agree with you. Maybe I should have reconsidered the way I posted that reply and not just stated yes instead of possibly. It does depend on the circumstances. But the fact remains.....no one needs to be called irresponsible and Beth did not have to come on as a nasty know it all. If she did she would not be sitting behind a computer posting here. I for one do not know it all but I do know only my experiences from which I speak. Sorry all this is out of proportion but it only takes one nasty to open up the rest of the nasty. I have learned to defend myself in this lifetime.
dancinlady55
And you might consider not giving out irresponsible information.
You clearly just don't get it and you aren't going to.
And by the way, just to clear up some other irresponsible information you provided re: "Neither is taxable money." For TTD benefits through the WC carrier, that depends entirely on each State's WC and tax regulations. For STD benefits, that depends entirely on who is paying the premiums. If the benefit is employer-paid, then it most definitely is taxable income under IRS reg's.
You clearly just don't get it and you aren't going to.
And by the way, just to clear up some other irresponsible information you provided re: "Neither is taxable money." For TTD benefits through the WC carrier, that depends entirely on each State's WC and tax regulations. For STD benefits, that depends entirely on who is paying the premiums. If the benefit is employer-paid, then it most definitely is taxable income under IRS reg's.
dancinlady55
Junior Member
Beth,
I am done with you. You will not get the point either! That is you are very offensive individual and have a nasty attitude. You need to find a job doing what you do best.....insulting people! Miss Authority you are not! Now, are you done with me yet? We will just have to agree to disagree! Go find your next victim that you can try to humiliate cause it ain't gonna work with this one.
By the way, about taxable money.....I am also from the same state as the poster, Louisiana...so I do know if it is taxable or not. I have not had to claim it for the past 5 years in this state. Again you accuse me of not knowing what I am talking about and giving out false information. Go do your own studying!
dancinlady55
I am done with you. You will not get the point either! That is you are very offensive individual and have a nasty attitude. You need to find a job doing what you do best.....insulting people! Miss Authority you are not! Now, are you done with me yet? We will just have to agree to disagree! Go find your next victim that you can try to humiliate cause it ain't gonna work with this one.
By the way, about taxable money.....I am also from the same state as the poster, Louisiana...so I do know if it is taxable or not. I have not had to claim it for the past 5 years in this state. Again you accuse me of not knowing what I am talking about and giving out false information. Go do your own studying!
dancinlady55
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