Recent content by Buzz123

Georgia Employer is terminating our 401k plan, and not replacing it. What happens to people with 401k loans? I know they will have to pay taxes, but do they also have to pay the 10% penalty since this is involuntary on the employee's part? Is there any way around this? The question is for...

Florida I have a beach front house and if NOAA forecasts are correct I should have oil on the beach soon. When I do it will keep me and my family from enjoying the water. If I do get oiled do I have any kind of claim? This is expensive real estate, expensive to buy, expensive to insure...

Georgia My employer is getting behind in payments and I wanted to know what the law requires and what options I may have: 401k contributions, how long after the money is deducted from my paycheck does the employer legally have to deposit the money into my account? It looks to me like they are...

Florida - It has been suggested that I should identify myself as Hispanic because I can trace my ancestry to Spanish Florida. I have never thought of myself as Hispanic and doubt that my surname is, but I’m not really sure. I do not know if my ancestors spoke Spanish, I do know at least...

Utah I purchased a TV online from Sony a few months ago. I ordered a model that cost about $1500 and gave them my credit card. Sony delivered the wrong TV; it was a model that sells for about $1100. The two TVs look a lot alike so it took a few days for me to realize I got the cheaper model...

Florida I placed an online order for a Sony TV with SonyStyle.com Sony’s official online sales outlet. I ordered a KD-34XS955N HDTV for $1699. I received a KD-34XBR970 HDTV, a less expensive set (Sony sells them for $1299). The TV was delivered by Sony’s “Premium Delivery Service”. They...

Florida/California My dead Uncle’s significant other (SO, they were gay) who lives in California has offered to sell me a house in Florida. SO owned the house with my Uncle with some kind of deed allowing the title passing to the survivor in the event of the death of one owner. My Uncle died...

I have purchased several houses (but am not a lawyer) and my guess is the seller is either lying or optimistically naive. The problem is you will probably never know what the seller did or did not know and since I would guess $400 is small relative to what you spent on the house you will have...

I think this is governed by the law of supply and demand.

Good question, the first federal legislation to address underground storage tanks was the Resource Conservation and Recovery Act (RCRA) in 1984 Congress added Subtitle I to it requiring EPA to develop a UST regulatory program. The regulations came later. New Jersey was one of the first states...

In 1972 old oil tanks were not recognized as an environmental problem, so it was not something an inspector would have been looking for. Underground storage tank regulations did not come about until the mid 1980's.

I am not a lawyer; I am an environmental engineer with 20+ yrs of experience with the clean up of contaminated sites. So I am comfortable speaking to what I am seeing actually happen with these sites, but not to the underlying legal principals. As to the protection an LLC offers to you...

What is the name of your state? An update. The day after my first post I informed my realtor that I would not do any of the things the buyer was asking for, and I saw no need to respond in writing as there were no contingencies in the contract. I also told my realtor that I would expect to...

What is the name of your state? Utah I have a contract to sell my home; in the offer the buyer declined all the contingencies. I thought that odd, but the buyer is a realtor and the offer was a bit low so I thought he knew what he was getting into. My realtor said he felt like it was a solid...

Thanks, that helps. What about income earned while working in Utah but not paid until after the move to Florida? Or the final payout for unused vaction, it was mostly accrued while liveing in Utah but I was not paid until I had been a resident of Florida for a month. Or the bonus, paid for...