Recent content by mo99

I believe your home is protected if you are occupying it in the state of PA.I am assuming this is an unsecured loan and not a home equity loan.

Wage garnishment is illegal in the state of PA.Your house can not be sheriff saled either.At best,they can file for a judgement against you,in which you have an opportunity to respond to.Also,they may contact a neighbor for the sole reason of locating you.They can not indulge particulars or...

Congratulations Mr Knight. Did your promotion put you over the 7.00 an hour plateau? Your horrible grammar and spelling is a reflection of your schooling. :confused:

Mr Knight: You certainly are not a good example for applying your Armed Forces training.You mean you spent six years in the Air Force and the best you can be is a low life debt collector? Seems to me,you didn't apply yourself very well.You also should have paid more attention in English...

Answer the question,mommy's boy.And you are not nearly intelligent enough to have served.I have the upmost respect for the Men and Women who really have served our country.

You are still avoiding my question.Are you living at home with mommy and dont have any real bills?You certainly have a job to be proud of.Congratulaions!!

How about a show of hands. Anybody actually believe this loser actually served our country? He would only get my vote if the Armed Forces used telephones instead of M16s.

You didnt answer my question.Do you live at home with mom and pop?

stevek3 Thanks for your advice.The judgement against me was my biggest concern.I have no problem with the reduction they gave me.That is all I wanted was to repay the original 4200.00 I owe.I took on an extra part time job,in order to settle this in a timely fashion.Thanks again for your advice.

You are putting all people who owe debt in the same catagory,so what is wrong with doing the same with debt collectors.You dont happen to live at home with mom by any chance do you? And if your "terrorist" job is so great,why dont you have benifits? PS If you actually are a Vet and the...

The problem with most debt collectors are the tactics they use to collect a debt.For the most part they will blatantly lie,threaten,and terrorize the person owing the debt.They will leave no stone unturned in their own minimum wage job to get their commission on the payment.Threatening jail time...

Thanks for your reply JETX.I want to make sure they are not trying to have me sign something I will regret later.I suppose I have a pretty good case for the violations of CACV for them to accept my offer of the original debt without all the added fees.The ironic thing about this is that is all I...

What is the name of your state?Pennsylvania I received a "Notice to Defend" summons about 2 months ago.I filed my response with the County Courthouse within the required 20 days.In the response,I filed a counterclaim against CACV of Colorodo for their many violations and harrassment...

My son recently bought a new car in which I had to co-sign on the loan.With both our names on the loan,is the car considered ours or the bank that is financing it, since they hold the title until the loan is paid? What is my liability in this scenario.Thanks.

I am reposing the question I original posted to hopefully receive some advice.Thank you.