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I respect your opinion as you are in the business. However, I reached in my file and pulled out Equifax, the first one I laid my hands on.
Equifax reports (or I should say Dolan reports it to Equifax), the docket number plaintiff, which is a credit card company, paid civil judgment, dates...
For what it' worth, Jetx, the reason I know it's harmful to a credit report is when a person is turned down for credit, in most cases they give a reason. In my case, it has been too many inquiries in the past 12 months (which I have taken care of now), and the wording of either judgment, or...
Jetx
I would disagree with you about judgment not being a large negative on a credit report.
My report is pretty clean, all in the mid 600's to almost 700. I have been turned down for simple credit cause I have a paid judgment from a year ago. Only negative on my report, and they don't like it...
What is the name of your state? Florida
Summation: Had first hearing with CA. Asked for trial date, set July. Have documents to show expired SOL, not licensed in my state, etc.
Received letter today where CA is asking for Telephonic Testimony approval by judge because plaintiff is out of...
What is the name of your state? Florida
Is Florida a state where you can get a judgement vacated? I went to the court house and have copies of the two times court papers were "supposedly" served to my wife. It's our address, but says the person the papers were served to is the name of her ex...
I don't have any old dunning letters.
The funny thing is the SOL is four years. The OC shows last activity as 3/99 and the CA shows last activity as 4/99-the date they bought the account. I never paid the CA any money, so there was no last activity. And the OC really should be 1/99 or...
Florida
I was sued by a CA and have a court date with an arbitrator next week. The suit was for less than 2 grand but have these factors to bring up, which should immediately get the suit dropped. Am I correct in the importance to the court:
1. The SOL is up. I asked for validation to prove...
What is the name of your state? Florida
I am getting different answers to when the SOL starts on different boards.
I understand the SOL to start from the date of last activity. Charge off is 180 days after that, but has nothing to do with the SOL.
Is this correct??
I wondered why they would call an arbitrator!!
That makes sense. No, I won't back down. I have them. Think I can settle for a complete deletion for their mistake and not have this on my credit report??
What is the name of your state? Florida
I have been served papers by a lawyer representing a collection agency out of state. In doing some research, I have found that the credit card debt is beyond the statute of limitations and also that the collection agency is not registered/licensed in my...
What is the name of your state? Florida
I know is some states you can vacate judgments. I have a paid in full judgment from a credit card. Can I go to the court house, file papers, and have this judgment vacated so it won't appear on my credit report any more?
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