Chapter 7 question

[rockobuster]

What is the name of your state? OR

If I filed chapter 7, and all the debt is dischargeable except for $15,000 in credit card debt (which is objected), can the discharge still go through?

If so, after the discharge, would you make a deal with the three credit card companies to pay an amount each month until the debt is paid off?

I know there is no payment plan with a chapter 7, but didn't know how you would pay the undischargeable debt when you obviously would not have that much money available.

 

[Ladynred]

Yes, the rest of your debts would likely be discharged.

You would have to make some arrangements to pay the non-discharged portion.. or, they'll just sue you for it post-discharge.

 

[rockobuster]

Is it uncommon to have the non-discharged debt be made in monthly payments with the creditor? Or do they normally want all the non-discharged debt paid at once?

 

[Ladynred]

No, its not uncommon at all