Colorado, filed contempt of court today

[dogmom228]

Alright seniors dont flog me too hard on this one but;

OP i'm sorry but this seems extremely petty on your part. So let me get this straight; your kids became insured by your ex but because you didnt get a say in it, you had ex cancel the insurance only to REinsure them again with your permission? That seems like a huge waste of time. If you knew they needed health insurance why didnt you just leave it be? They were insured, awesomeness happening. This sounds to me like more of a control issue rather than a financial one as mom has the cost of insurance either way. She just wants it on her terms.

I understand that this may seem extremely petty to you. I didn't say I would re-insure them with his insurance with my permission, only that I would take his insurance into consideration in my search for what is financially best. I couldn't leave this be, because he was seeking $ from me that I don't have, and he had me believing I was going to be paying him. It's not control, it's panic because I'm broke.

 

[stealth2]

You do realize that they will likely not allow Dad to re-enroll them until the next open enrollment period, right?

 

[RRevak]

I understand that this may seem extremely petty to you. I didn't say I would re-insure them with his insurance with my permission, only that I would take his insurance into consideration in my search for what is financially best. I couldn't leave this be, because he was seeking $ from me that I don't have, and he had me believing I was going to be paying him. It's not control, it's panic because I'm broke.

So what is it that you want? Cheaper insurance than what he was providing or to not have the kids insured until you could afford it? I'm confused as you have to pay for half their insurance anyway whether its you that finds it or him. Why was paying it when he was the one that found it such an issue?

 

[dogmom228]

You do realize that they will likely not allow Dad to re-enroll them until the next open enrollment period, right?

Yes, I'm aware. In the meantime, I can put the kids on a plan through the school district which will get them through the summer.

 

[stealth2]

Yes, I'm aware. In the meantime, I can put the kids on a plan through the school district which will get them through the summer.

Why haven't you done that sooner? Just curious.

 

[mistoffolees]

Yes, I'm aware. In the meantime, I can put the kids on a plan through the school district which will get them through the summer.

It would be helpful for you to lay out the options and the cost. Typically, the type of plan you're referring to is a bare bones plan that isn't going to cover much. Most employer plans cover a great deal more than the school district plans.

How much difference in cost are you talking about and what are the benefits?

Frankly, you seem to be simply stirring up trouble for the sake of stirring up trouble. Your ex got the kids insured at a time when you were not providing insurance. By any reasonable standard, that's a good thing.

I'm still waiting for you to explain why it's a bad thing (other than you losing your precious control).

 

[dogmom228]

So what is it that you want? Cheaper insurance than what he was providing or to not have the kids insured until you could afford it? I'm confused as you have to pay for half their insurance anyway whether its you that finds it or him. Why was paying it when he was the one that found it such an issue?

If you had read any of the previous posts, I'm flat broke, struggling to survive and keep a roof over our heads. I have been trying to solve that problem with education so I can get a better paying job - I'm only a few months away from graduation in August, so hopefully I'll be able to get better employment while I work on my next degree.

My concern was that he was doing everything possible to put me in a deeper hole (nothing that can be proven in court, but I know this man), which takes food out of the kids' mouths and a roof from over their head. What is better, insurance or shelter and food? That's why it was such an issue. If he finds something that we can both agree on and we can both afford, while he pays child support through garnishable wages, great. But I'm not willing to take food out of my children's mouths in order to do it. Doesn't it make sense to shop it before forcing someone into something they can't afford? I personally believe it does nothing but cause resentment all the way around.

 

[dogmom228]

Why haven't you done that sooner? Just curious.

No money. I'm struggling. That kind of thing. (No offense, I hope, just being straight forward and honest)

 

[stealth2]

Doesn't it make sense to shop it before forcing someone into something they can't afford? I personally believe it does nothing but cause resentment all the way around.

I still don't understand why you weren't already "shopping it". That just seems like common sense.

 

[Silverplum]

And the children remain uninsured. What's the plan if one of them, God forbid, breaks an arm?

This was not a "best for the children" decision.

I strongly suggest you put them on whatever plan you can afford, TODAY.

 

[RRevak]

If you had read any of the previous posts, I'm flat broke, struggling to survive and keep a roof over our heads. I have been trying to solve that problem with education so I can get a better paying job - I'm only a few months away from graduation in August, so hopefully I'll be able to get better employment while I work on my next degree.

My concern was that he was doing everything possible to put me in a deeper hole (nothing that can be proven in court, but I know this man), which takes food out of the kids' mouths and a roof from over their head. What is better, insurance or shelter and food? That's why it was such an issue. If he finds something that we can both agree on and we can both afford, while he pays child support through garnishable wages, great. But I'm not willing to take food out of my children's mouths in order to do it. Doesn't it make sense to shop it before forcing someone into something they can't afford? I personally believe it does nothing but cause resentment all the way around.

So what you're essentially saying is that you would prefer them not to be insured until you can afford it right? Because I can say with certainty that most of those school board plans you are referring to aren't worth the paper they're printed on. You better hope your kids don't get sick or worse..

 

[dogmom228]

It would be helpful for you to lay out the options and the cost. Typically, the type of plan you're referring to is a bare bones plan that isn't going to cover much. Most employer plans cover a great deal more than the school district plans.

How much difference in cost are you talking about and what are the benefits?

Frankly, you seem to be simply stirring up trouble for the sake of stirring up trouble. Your ex got the kids insured at a time when you were not providing insurance. By any reasonable standard, that's a good thing.

I'm still waiting for you to explain why it's a bad thing (other than you losing your precious control).

He had mentioned that I was going to be paying him $130+ per month. The plan was over $300 per month (and I'm sure he was including himself - it's something he does). $130/month is a LOT of food for my family. The plan through school which covers illness and injury 24/7 was $168 total.

I know it seems I'm the one stirring up trouble, and that by a reasonable standard providing insurance for the kids is a good thing. It's not about control, it's about money and the fact that I don't have any because of consequences I am now paying for believing him when we were married.

 

[dogmom228]

I still don't understand why you weren't already "shopping it". That just seems like common sense.

I had started shopping it as soon as I was notified that I would be receiving child support again through garnishment last week. He didn't give me a chance. Just told me that he was doing it regardless of what I said.

 

[dogmom228]

And the children remain uninsured. What's the plan if one of them, God forbid, breaks an arm?

This was not a "best for the children" decision.

I strongly suggest you put them on whatever plan you can afford, TODAY.

I am doing the best I can.

 

[dogmom228]

So what you're essentially saying is that you would prefer them not to be insured until you can afford it right? Because I can say with certainty that most of those school board plans you are referring to aren't worth the paper they're printed on. You better hope your kids don't get sick or worse..

No, I'm saying I can't afford to pay it. He wasn't giving me an option. What am I supposed to do? Drown? Let a man who is incapable of taking care of himself take care of my kids? Sorry that's not an option, but that was the option he was going to push for. As soon as he could financially break me, he would take the kids. Trust me. I know this man.