Grandma & Grand Daughter Burned By Dealership

[Iconoclasm]

What is the name of your state (only U.S. law)? Wisconsin

About six months ago, my daughter coerced her unwitting Grandmother into co-signing on a 2003 Jeep Liberty. This little backroom deal my daughter quietly engineered was unknown by the rest of the immediate family until it was completed. The Dealership has since been closed but not before they scammed my daughter for $14,000! The Grandmother and my daughter had no idea what the car was worth and the dealership took full advantage of them.

First off, they claimed the car was only owned by one owner prior to my daughter but we found out last week that she was THIRD owner!

Secondly, the Dealership put the car in Grandmas name even though my daughter was the purchaser which I was told by another dealer was illegal. I'm not sure on this which is partially why I am here.

About mid December my daughter told me her car stalled at a busy intersection. It seemed she could not get it into gear so I told her to have it towed to her other Granmas house as it was close by and we could take a look at it. I called my brother who lived with my mom where the car was towed and told him to disconnect the battery then reconnect it and see if it would shift. He did so and the car shifted. I then told my Daughter to bring it into the nearby Dealer and see if they would fix it. She drove it 15 miles to the dealer. They did what they called an assessment and called her and told her that it would cost $2000.00 to fix it and as it was 1000 miles over the warranty she would have to pay for it. I called over there on her behalf and talked to the mechanic and he went down to $1000 to repair it claiming he would put a used part in it to fix it. I told him I would take it to my house and try to repair it myself as my daughter did not have that kind of money to fix it. I said I would come and get it. He then told me that I would have to tow it because it could not be driven off under its own power. I said to him "we drove it in, why can't it be driven out?" he said after the assesment he had to take it apart and when he did it could not be put back together because of damaged parts. Besides that my daughters Grandmother wants out of the loan deal but the Dealership that has the car said that the car is only worth $6000.00 while the loan is at $11,000.00!

This is a real fix! I don't have a clue what to do and I would like to ask if anyone on this forum can help me out here? Not sure if this qualifies for Lemon Law? What about Fraud or any other legal remedy for this predicament?

I look forward to your legal expertise to guide them out of this pickle.

Thank you!

 

[Indiana Filer]

What did the mechanic who looked at the car prior to purchase say about the vehicle?

 

[Iconoclasm]

Nothing I know of

The women were too ignorant to talk to any mechanics when the purchase was made. I will view the paperwork tomorrow.

 

[Andy0192]

Short of finding someonen with a time machine, I doubt you're going to have any luck fixing the problem.

There's no law I'm aware of that keeps a dealership from selling a car for well above any book value. As far as the titling of the vehicle, if grandma was a co-buyer on the loan, I can't see how it would be illegal to put the title in her name.

IMHO, Women are only ignorant if the men in their lives allow them to be.

 

[Antigone*]

The women were too ignorant to talk to any mechanics when the purchase was made. I will view the paperwork tomorrow.

Granny should enjoy her new car

 

[Iconoclasm]

Short of finding someonen with a time machine, I doubt you're going to have any luck fixing the problem.

There's no law I'm aware of that keeps a dealership from selling a car for well above any book value. As far as the titling of the vehicle, if grandma was a co-buyer on the loan, I can't see how it would be illegal to put the title in her name.

IMHO, Women are only ignorant if the men in their lives allow them to be.

Thats pretty lame. I thought this was a legal advice column, not an insult sight. For one, some people are geared better than others in their mechanical aptitudes, or other areas. I bet you're weak in some areas yoursellf. I'd start with comedy! You obviously have no concept of law do you? I have been divorced from my Daughters Grandmothers Daughter for over 20 years, I'm just trying to help. As far as my daughter is concerned she is young and naive with no buisness sense whatsoever. She sure can cook though. My other daughter can pull fuel injectors out of a car and replace them and runs her own business, book work and all! You can teach some people all day and they fail to learn.

If you have nothing construcive to offer as a result of your own learning disability or any other reason, please don't bother to respond!

 

[Iconoclasm]

Granny should enjoy her new car

Nice! That's some legal advice for ya!

I'm trying to help out a kind old woman that was my Mother in Law 20 years ago. Thanks for the "expertise."

 

[>Charlotte<]

Thats pretty lame. I thought this was a legal advice column, not an insult sight.

If you're going to cry and stomp your little feet at what is the correct answer to your question, both you and your daughter need to grow up.

 

[Country Living]

What is the name of your state (only U.S. law)? Wisconsin

About six months ago, my daughter coerced her unwitting Grandmother into co-signing on a 2003 Jeep Liberty. This little backroom deal my daughter quietly engineered was unknown by the rest of the immediate family until it was completed. The Dealership has since been closed but not before they scammed my daughter for $14,000! The Grandmother and my daughter had no idea what the car was worth and the dealership took full advantage of them.

Grandma and daughter must have felt the asking price of the car was reasonable enough to buy it without researching any of the several used car pricing venues available to the public (e.g. Kelly Blue Book, NADA, CarFax).

First off, they claimed the car was only owned by one owner prior to my daughter but we found out last week that she was THIRD owner!

Both of our cars were used when we bought them. One car was 10 years old and only had one owner. The second car was also 10 years old and had four owners. We've done the most maintenance on the first car. But, if number of previous owners is an issue, CarFax has that paper trail. They advertise a lot so it's not as though it's an unknown company.

Secondly, the Dealership put the car in Grandmas name even though my daughter was the purchaser which I was told by another dealer was illegal. I'm not sure on this which is partially why I am here.

Grandma and daughter reviewed the paperwork before they signed it, right?

About mid December my daughter told me her car stalled at a busy intersection. It seemed she could not get it into gear so I told her to have it towed to her other Granmas house as it was close by and we could take a look at it. I called my brother who lived with my mom where the car was towed and told him to disconnect the battery then reconnect it and see if it would shift. He did so and the car shifted. I then told my Daughter to bring it into the nearby Dealer and see if they would fix it. She drove it 15 miles to the dealer. They did what they called an assessment and called her and told her that it would cost $2000.00 to fix it and as it was 1000 miles over the warranty she would have to pay for it. I called over there on her behalf and talked to the mechanic and he went down to $1000 to repair it claiming he would put a used part in it to fix it. I told him I would take it to my house and try to repair it myself as my daughter did not have that kind of money to fix it. I said I would come and get it. He then told me that I would have to tow it because it could not be driven off under its own power. I said to him "we drove it in, why can't it be driven out?" he said after the assesment he had to take it apart and when he did it could not be put back together because of damaged parts. Besides that my daughters Grandmother wants out of the loan deal but the Dealership that has the car said that the car is only worth $6000.00 while the loan is at $11,000.00!

You don't say how many miles are on this seven year old car. It just might be time for repairs. It's too bad it didn't happen during the warranty period.

This is a real fix! I don't have a clue what to do and I would like to ask if anyone on this forum can help me out here? Not sure if this qualifies for Lemon Law? What about Fraud or any other legal remedy for this predicament?

This is not a Lemon Law situation. There's no fraud since Grandma and daughter were supposed to read anything they signed. This is simply the risk one takes when one has a machine of any type - anything can go wrong at any time. They could have mitigated the risk by researching the car to determine the value, number of owners, locations where the car was kept, flood car possibilities, etc. They chose not to do any of that.

It's unfortunate you feel Grandma and daughter were taken advantage of on this purchase. They made a conscious decision to exclude you and any assistance you might provide. In doing so, they clearly demonstrated they valued the assistance of a stranger (car salesman) over you.

This is their problem to solve.

 

[Antigone*]

Nice! That's some legal advice for ya!

I'm trying to help out a kind old woman that was my Mother in Law 20 years ago. Thanks for the "expertise."

Your legal issue didn't require a dissertation from a Supreme Court Justice. My advice stands

 

[Iconoclasm]

Your legal issue didn't require a dissertation from a Supreme Court Justice. My advice stands

I don't call that advice! I resolved the issue on my own and other dealership dropped $4000 off the loan value as a result of their shady buisness practices. Only cost me a little time. Your "advice" stinks!

PS The SCOTUS is just what I wouldn't want to be involved! With decisions like they made last week and all their other UNCONSTITUTIONAL ones since they erroneously began "interpreting" that which requires no interpretation in the first place!

 

[Antigone*]

I don't call that advice! I resolved the issue on my own and other dealership dropped $4000 off the loan value as a result of their shady buisness practices. Only cost me a little time. Your "advice" stinks!

The Dealership has since been closed but not before they scammed my daughter for $14,000!

Liar, Liar, pants on fire. This is waaaayyy too funny!!!!

The OG Effect is alive and well in Wisconsin

 

[divona2000]

I don't call that advice! I resolved the issue on my own and other dealership dropped $4000 off the loan value as a result of their shady buisness practices. Only cost me a little time...

Liar, Liar, pants on fire. This is waaaayyy too funny!!!

Especially since he got it resolved with a closed dealership between his first post Yesterday, 08:42 PM and that last post Today, 1:31 PM!

 

[Antigone*]

Especially since he got it resolved with a closed dealership between his first post Yesterday, 08:42 PM and that last post Today, 1:31 PM!

Divona, since you're relatively new here, you might not know. We call that the OG Effect, OG Phenomenon, OG Factor. It is named after our own OhioGal.

The OP will get advice he doesn't like and then posts back in no time at all that they've gotten advice from an attorney and been taken care of in the manner they wanted.

 

[justalayman]

I don't call that advice! I resolved the issue on my own and other dealership dropped $4000 off the loan value as a result of their shady buisness practices. Only cost me a little time. Your "advice" stinks!
!

gee, you think you might have taken 5 minutes and looked up the typical figures on KBB.com or the NADA site?

No. You gripe that the car is only worth $6k and now, miraculously it has been determined it is worth $10k.


that STILL does not fix her car though. and the fact it is setting at the dealership in pieces.

btw: the trade in value IS around $6k (most likely less). retail value is around $10k but most likely less. so, I would suggest you simply got a trade in value from the "deceptive" dealer and an approximation of what a dealer would sell it for from the other dealer.

none of that really makes any difference because there is still $11k owed on it. If it is traded in, g-ma will still owe around $5k balance.

so, g-ma owns a broken car that, due to the fact it is broken, is worth maybe $4k. and so far you have presented nothing illegal about anybody's actions.

and "loan value" is a decision each bank makes based on their policies. Some banks will loan near retail value, some only wholesale (trade-in value). As well, each customer is often able to borrow a different amount based on their standing with the bank and their credit rating.

so, what are you looking for?