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You need to contact Chase and find out the status of your account. Is there anyway you can refi your house and pay Chase off? At 5 1/2-7% on refi's I'd suggest you try that.
You can walk away, true, but your credit will be crap for 7 years. If you're willing to take that, then another option...
read my post.....my account is $0 ed out because my bank took care of its customer ;). The CA has no money to get. My question is this...
Once the CA sees there is $0 monies in the account, when will they "unfreeze" the account.
What is the name of your state? TX
How long does (on average) an account stay frozen? My bank did their "job", and knocked the account down to $0..(they applied it somewhere else). My bank sent a letter to the scumbags a couple weeks ago stating $0 funds in the account. When will the frozen...
the CA doesn't have to accept anything but what you owe. Make them an offer and let them know that's it. How much (% wise) are you offering them based on what you owe?
yes it can. I find it hard to believe you can't get a loan based on this. Try talking to your banker. Maybe if you apply the monies you were going to give the apartment to your down payment, the bank would approve the loan. If the bank doesn't want to work with you, go somewhere else. Loan...
attorney's office????
People are so easily scared. It's a collection agengy..nothing more or less. If they don't accept your offer, tell them sorry, and hang up. They'll call back and take the offer.
If "you're", not a bill collector, than why all the hostility??
If you settle with these scums, then they will gather up all your other defaults and put a full court press on through the courts....no thanks. I'll just wait for the 4 year SOL, then settle with this one company. Make sense??
You never did anwer my question to you, where did you read about collection agencies and siezing bank account assets? I will wait with baited breath for your well thought out answer.
My non-exempt checking has been siezed, so my banker "educated" me. As far as a collector only being able to...
Yes it's recorded.
I would be AMAZED if they didn't take the $5K offer. If that's what you want and can afford to pay, then stick to it. They'll gladly accept that.
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